For emergency preparedness, your top priorities are food, water and shelter. After your essentials are taken care of, it’s time to get started on less obvious things. Never neglect the importance of having an emergency reserve of cash. This is one of the most important aspects of emergency preparedness but is constantly forgotten.
When the power goes out and ATMs and credit card machines don’t work. When your home or town is evacuated and you have to stay elsewhere like a campground or remote places where they do not accept credit cards. For extended periods of time when you don’t have access to cards and need to purchase something from a neighbor or someone else. In times of financial crisis and there’s a rush on the bank and no one has access to cash. No matter the situation, it’s always smart to have cash stowed away.
Most people recommend having about $150 stowed away for emergencies. Just to be safe though, have about $200 stored and then $50 on top for every person in your family, especially if you have a big family. It never hurts to have an excess stored away. Also, if possible, try to keep as many small bills in your stash as possible, such as $1 and $5 dollar bills. These bills are easier to exchange and use in any situation.
Keep it somewhere so that it’s not in easy access for thieves to find it but don’t hide it so well that you forget about it. Make sure that it’s marked so that no one will mistake its casing for trash and throw it away. Preferably keep it with your Grab-N-Go kit or 72 hour kit that you can just grab quickly while evacuating.
Never forget the importance of being prepared for any situation or crises. Make sure that you and your family have what you need and can have the peace of mind that you deserve.
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